Personal Accident Cover refers to an insurance policy designed to provide financial protection against death and medical expenses resulting from accidents.

Acquiring this coverage offers the assurance of peace of mind, mitigating unforeseen costs and alleviating the burden associated with filing and settling claims in the event of an accident.

This policy encompasses coverage for various emergencies, including death, permanent total disability, temporary total disability, medical expenses, and last expenses.

You can subscribe to the cover on this portal and you will receive details about your membership in your email. You can also get in touch with our customer service team to guide you through the onboarding process.

Yes, certain exclusions apply. These include pre-existing physical or mental defects, self-exposure to hazardous activities such as substance abuse, suicide, political violence, and war risks unless special arrangements are made.

Not all activities are covered. Excluded activities encompass a range including aqualung diving, rugby, boxing, climbing and mountaineering necessitating ropes or guides, parachuting, polo, power boating, motor competitions, and show jumping.

The minimum entry age is 18 years, and the maximum joining age is 65 years at entry, with coverage extending up to 70 years. Minors can also be covered under parents/guardian with applicable terms and conditions.

Claim procedures vary depending on the nature of the claim. For medical expenses arising from an accident, necessary documents include a completed claim form, hospital discharge summary, original invoices, and relevant identification and police documentation. For accidental death claims, required documentation includes a completed claim form, certified copies of burial permits or death certificates, police abstracts, and post-mortem reports.

All valid claims are processed within 5 working days from the time the insurer receives all necessary documents.

In the event of non-payment of premiums, all benefits provided by the cover shall lapse and become suspended.

For any queries, individuals can contact Liaison Group at 0703 071000 or via email at ccentre@liaisongroup.net.