Health Insurance

In case of a medical incident:

• Visit an accredited hospital or medical facility.
• Present your insurance card or policy details at the reception.
• The hospital will send a pre-authorization request to the insurer for inpatient services.
• For outpatient treatment, simply sign the claim form at the facility.
• In case of reimbursement, submit receipts, medical reports, and claim forms to the insurer.

Yes. Dependents such as spouse and children can be added to your policy at the time of enrollment or during renewal, depending on the plan.

Inpatient: Covers medical expenses when you are admitted to the hospital.
Outpatient: Covers medical consultations, diagnostic tests, and prescribed medication without admission.

Depending on the plan, additional benefits may include:

• Optical cover (eye check-ups & glasses)
• Dental cover
• Wellness check-ups
• Chronic illness management
• Emergency evacuation

• Type of cover (inpatient, outpatient, maternity, etc.)
• Chosen limits and benefits
• Age of the insured
• Number of dependents covered
• Corporate, family, or individual plan

If your current plan is under a corporate scheme, you may need to enroll in a personal or new employer-sponsored plan. Always inform your insurer to guide you on continuity options.